¹ Subject to credit approval. The applicant must be a Canadian citizen or a permanent resident of Quebec or Ontario. Certain conditions apply.

² 21-day interest-free grace period from the date of the monthly statement to pay the full balance without incurring credit charges, except on cash advances. The minimum payment is 5% of the total: the balance from the previous statement period, credit charges on unpaid purchases and installments due during that period, current purchases and cash advances from the statement period, and credit charges on cash advances, plus any other amount specified in the credit card agreement.
Examples of applicable credit charges: If the average daily balance is $100, $500, or $1,000, the interest charges for a 30-day billing cycle will be $1.64, $8.18, and $16.36 respectively, based on a current annual interest rate of 19.9%.

³ Free plan applies only to the “Unlimited” package. For withdrawals made at ATMs other than Desjardins ATMs affiliated with the Interac† and Plus* networks, fees of $1.50, $3.00, or $5.00 may apply. Additionally, some ATM operators may charge extra fees for using their machines. These fees must be disclosed to users via an on-screen message before the transaction is processed. Users can then choose to cancel the transaction. These fees are added to the withdrawal amount and paid directly to the ATM operator.
For more information, please visit desjardins.com/.

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